To see if you qualify for the Montana Lease-to-Own Program, ask yourself the following questions:

• Would I be comfortable making a monthly lease payment of approximately 1% of the home’s purchase price for a period of 12 months? (This program acts like a forced savings account allowing you to receive up to 50% of your rent back when you exercise your option to purchase your home.)
  
  
• Does my credit need improvement? If so, do I have the ability to curb my spending, manage my finances and make payments on time during the lease period? - Please check out Credit Restoration NorthWest
  
  
• If I’ve gone through a bankruptcy, has that bankruptcy been discharged?
  
  
• If I’ve gone through a foreclosure, is that foreclosure at least 12 months in the past?
  
  
• Would you be able to provide a Down Payment?
  
  
• Would I be able to save some money each month to add to my rent credits in order to be able to cover my down payment and closing costs when I am ready to exercise my option to purchase?
  
  
• Am I tired of throwing money away on rent payments? And finally, do I want to start creating financial independence for my family and myself?

If you’ve answered yes to the above questions, you should apply for the program now!